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Motorhome Coverage

A RV Motorhome is a huge investment, not only of money, but also in your future plans. As with any major investment, you will want to protect yourself and your RV. Your RV requires special insurance whether you use it year-round or only on the occasional weekend. Vista Group’s RV policy ensures that you have the best protection available.


Specific Coverages Designed To Protect Motorhome Owners
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Coverage Info

Attached Accessories

Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Canada & Mexico Coverage

Covers your vehicle for comprehensive and collision while you travel in Canada or Mexico, provided you maintain Canada or Mexico liability insurance during your entire trip.

Claim Experts - 24 Hr. Coverage

Around the clock access to experts.

Emergency Expense Coverage

Reimburses you for expenses incurred following an accident or other covered loss.  Pays for hotels and transportation if your coach is incapacitated. Choose the dollar amount for maximum reimbursement

Full Timers Coverage

Provides comprehensive personal liability, stored personal contents, and additional living expense coverage for those living full-time in their RV.

Guaranteed Lost Replactment

Ensures that you get a new comparable RV if you have a total loss in the first five model years.  For RV's six model years or older, the purchase price of the coach would be paid.  This valuable coverage protects your investment from the effects of depreciation.

Personal Property Coverage

Covers items that you take onboard your RV, such as housewares, tools, clothing and sporting equipment, for their full replacement value.  Although these items may be covered by your homeowners policy, typically only 10% of your homeowners coverage extends to off-premise property.  That may not be enough to cover the items in your RV.

Purchase Price Protection

Available only on new Motor Homes, this guarantees reimbursement of the entire purchase price in the event of a loss.

RV Road Service

Provides sign-and-drive coverage 24 hours a day, 365 days a year.  Includes battery jumpstart's, fuel delivery, flat tire change, lockout service, and winching and towing for mechanical or electrical breakdown.  The amount you choose is the limit of coverage (the maximum payment from the insurance company).

Unlimited Towing

Provides sign-and-drive coverage 24 hours a day, 365 days a year.  Includes battery jumpstart's, fuel delivery, flat tire change, lockout service, and winching and towing for mechanical or electrical breakdown.  The amount you choose is the limit of coverage (the maximum payment from the insurance company).

Vacation Liability Coverage

Pays for bodily injury or property damage to others occurring at your vacation campsite.